Archive for the ‘ Life Insurance ’ Category

Auto, Home, Life, Health and Business Insurance

  • Written by Harold
  • Posted August 5, 2010 at 2:36 pm

Harold Britt Agent/Broker

Thank you for visiting the Britt Insurance Agency Inc. website and blog.  We invite you to take a few moments to browse our links and posts. 

Britt Insurance has  provided  Auto, Home, Life, Business and Health Insurance to our clients since 1982.   We are an “On-Your-Side” certified agency by Nationwide Insurance.  This certification is awarded by the insurance company based on our commitment to quality customer service.  We welcome the opportunity to provide you with the same “award winning”  service.

After browsing our website click  the Nationwide Insurance Logo below the Mission Statement to be linked to our Nationwide Insurance webpages. There you can learn more about our Agency and you can get  “no hassle-no obligation” on-line quotes for all your Personal and Business Insurance needs.

                                                                                                                                                       For Health Insurance information and quotes you may click on  the links at the bottom of the Quote Page from this site.

Or call us toll-free at 1-877-289-1481 and one of our licensed agents will be happy to provide you with a free confidential “On-Your-Side” review of your insurance coverages. 

 Again thanks for visiting.  We look forward to working with you soon.

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Filed under: Automobile Insurance, Britt's Bits, Business Insurance, Company Informatiion, Health Insurance, Homeowners Insurance, Life Insurance

Life Insurance – Insure Your Love

  • Written by Harold
  • Posted June 26, 2010 at 5:05 pm

When it comes to showing our love, we sometimes go over the top with a crazy, silly or extravagant gesture. Other times we express our love in a quiet, tender act. But why all this talk about love on an insurance website? Is there anything “loving” about life insurance? Actually, life insurance is all about  love. The main reason we buy life insurance is because we love people and want to make sure they’ll always be protected financially, even after we are gone.

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This video displays the winning photos submitted to a Contest sponsored by the nonprofit LIFE Foundation. People were asked to share photos that demonstrate expressions of love for those dearest to them.

 

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Filed under: Life Insurance

Retiring Soon?

  • Written by Harold
  • Posted June 14, 2010 at 6:45 pm

Looking forward to retirement? Here are a few tips to a “Happy Retirement”.

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Filed under: Britt's Bits, Customer Service, Insurance Review, Life Insurance, Uncategorized

Life Insurance: Different Needs-Different Policies

  • Written by Harold
  • Posted May 31, 2010 at 3:00 pm

One of the things I hear often is that Life Insurance is too confusing. Many consumers are confused by the types of policies and which might be best for their needs. Let’s look at the four basic types of life insurance policies with a short definition and recommendation for each:

1. Term Life Insurance–least expensive. Great for a young person or couple just starting out. You can provide more protection for things such as the mortgage , college funding, and life expenses for the growing family. You buy this product for a “term” or period of time such as 10, 20, or 30 years. After the term expires, you may or may not be able to renew depending on factors such as your health and policies provisions. Also, you will pay a higher premium after the initial policy so we recommend that you look at a longer term–such as 30 years.

2. Whole Life Insurance–the Granddaddy of life policies. This is a traditional policy with built in features that provides for cash value and dividends. More expensive in the beginning, but has the cash accumulation feature which can be used to pay the premium in later years, to purchase more insurance, or to take as a loan for other reasons. It is also known as permanent insurance as the policy is usually issued to age 100 or beyond.

3. Universal Life Insurance–a flexible life insurance policy. You may raise or lower your death benefit and premiums. The policy has a cash accumulation feature that can be used the same as in Whole Life. However, because of this feature the policy does have a higher premium requirement. There are also fees associated with this policy that should be reviewed carefully with your agent.

4. Variable Life Insurance–life insurance and investment account. With this policy, you have both and you invest the cash value of the policy in funds offered by the Insurance Company. This type of policy requires that the agent be licensed in both insurance and investment products. Variables such as rate of return, market conditions, and interest rates can affect your particular investments. An understanding of investment markets would be helpful if you are considering this type of policy.


I hope that this short introduction to Life Insurance Policies was helpful. Please contact me if I can provide more detailed information..

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Filed under: Britt's Bits, Life Insurance

Review Your Life Insurance Before Vacation

  • Written by Harold
  • Posted April 8, 2010 at 5:44 pm

Here are a few of the “hot” spots for vacations this year. This clip is brought to you with a reminder that you might want to review your life insurance coverage before your vacation.

Vacation Planner
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Filed under: Insurance Review, Life Insurance